The Singapore government will be issuing a one-off cash payout of up to S$700 in December 2025 to help citizens cope with rising living costs and the upcoming Goods and Services Tax (GST) increase. This measure, part of the Assurance Package and the GST Voucher scheme, is targeted at lower- and middle-income Singaporeans. For many households, it will serve as a timely boost ahead of the festive season.
The payout is automatic for most eligible recipients, though some may need to register. Here’s a detailed look at who qualifies, how the scheme works, payment methods, and other support measures available this year.
Purpose of the S$700 Payout
The government announced this payout to cushion the financial impact of higher GST rates and inflationary pressures on essential goods and services. While inflation has eased slightly from its peak, the cost of daily necessities, transport, and utilities remains high for many households.
By providing direct financial support, the scheme ensures that eligible citizens have extra resources to cover year-end expenses. It is also intended to give lower- and middle-income households more breathing room as they adjust to changes in the economy.
Key Details at a Glance
The payout amount will be up to S$700 per eligible citizen. The payment will be made in December 2025, with the government aiming for most recipients to receive their money before the end of the year. Eligibility is based on income, property ownership, and age criteria, which ensure the funds go to those who need them most.
Eligibility Criteria
To qualify for the S$700 payout, individuals must meet all of the following conditions:
- Be a Singapore citizen aged 21 or older by December 2025
- Have an annual assessable income of S$100,000 or less for the Year of Assessment 2024
- Own no more than one property, whether in Singapore or overseas
These criteria are consistent with past GST Voucher schemes and ensure the payout is targeted at residents most affected by cost-of-living pressures.
Payment Methods
The government has outlined several payment channels for distributing the S$700:
PayNow-NRIC
This is the preferred and fastest method. Recipients are encouraged to link their NRIC to their bank account via PayNow before 30 November 2025. Payments made through PayNow typically reach bank accounts within a day of release.
Direct Bank Transfer
Those who have previously provided bank account details to the government for other schemes, such as GST Vouchers or Workfare payments, will receive the payout directly into their accounts.
Cheque Collection
Citizens without registered bank accounts can collect their payout via cheque. Details of collection points and dates will be sent to eligible recipients closer to the payout period.
How to Apply or Register
For most people, no application is needed. If you have previously received payouts from similar schemes, your details should already be in the system.
If you are unsure about your eligibility or have not received past benefits, you can register online:
- Visit the official GST Voucher website
- Log in using your Singpass
- Complete the registration form with accurate details
- Submit your application by 30 November 2025 to ensure payment in December
Missing the registration deadline could result in a delay, with payments made in later months.
Additional Support Measures in 2025
The S$700 payout is part of a broader package of assistance measures aimed at helping Singaporeans manage living costs. Other support includes:
MediSave Top-Up
In February 2025, citizens aged 20 and below or 55 and above will receive a S$150 top-up to their CPF MediSave accounts. This helps offset healthcare expenses, particularly for older citizens and young families.
Cost-of-Living Special Payment
In December 2025, eligible citizens will also receive an additional cash payment of up to S$100 to help with daily expenses.
U-Save Rebates
Eligible HDB households will continue receiving quarterly U-Save rebates on their utility bills, with amounts based on flat type. This is especially helpful during periods of higher electricity and gas prices.
When You Will Receive the S$700
The government plans to disburse the payout in December 2025, with exact dates to be confirmed later in the year. For those using PayNow-NRIC or direct bank transfer, funds should be credited quickly once released. Cheque recipients may need to wait slightly longer due to collection arrangements.
Given the festive season timing, the payout will likely arrive before Christmas for most recipients, offering timely financial relief.
How to Check Your Eligibility
The government will send notifications via SMS or email to inform citizens of their eligibility. You can also log in to the GST Voucher website with your Singpass to check your status. This online portal will display your eligibility, payment method, and the expected disbursement date.
Why Linking PayNow Matters
Linking your NRIC to PayNow is the fastest and most secure way to receive the payout. It eliminates delays caused by bank processing times or cheque collection. Linking can be done through your bank’s mobile app or internet banking platform in just a few minutes.
Final Thoughts
The S$700 cash payout in December 2025 is a significant step in the government’s continued efforts to support households facing higher costs. By combining direct cash assistance with targeted rebates and healthcare top-ups, the Assurance Package aims to provide a balanced and effective form of relief.
While the payout will not solve all financial challenges, it offers timely support to help citizens navigate a period of economic transition. Eligible Singaporeans are encouraged to check their details early, link their NRIC to PayNow, and ensure their information is up to date to receive the payment without delay.